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1Discussion #7Students Name:Course Code:Professors Name:Date:To commence with, being wary of taking credit is a misinformed idea. This is becauseall you need is to have a clear knowledge of the kind of credit you need in order to advance inlife. You need to know the type of credit you are building on and ensure your repayments aremade on time to avoid penalties.In my friend's case, I would suggest that he/she starts by getting a low-interest creditcard. This will cater for small bills and purchases as well to enable him/her to be creditworthy.Consequently, secured credit cards are very viable in creating credit for almost if not allapplicants qualify to have them because it is mandatory for applicants to make cash deposits toback them up (Telyukova, & Wright,2008).Secondly, my friend can consider paying in full amounts for the card. This can be a verysecure way to ...


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